1. Select the loan program that best suits your needs.
2. Select your target interest rate.
3. Complete a mortgage loan comparison chart like the one below.

Lender	Program	Rate	Total Points	Credit Report	Appraisal	Application Fees	Lender Fees	Total Cost
Mortgage Program 1	30-Year Fixed	6.875%	0	$60	$275	$200	$400	$935
Mortgage Program 2	30-Year Fixed	6.625%	1 ($1,000)	$55	$245	$0	$575	$1875
Mortgage Program 3	30-Year Fixed	6.5%	.5 ($500)	$65	$325	$0	$1150	$2040
Mortgage Program 4	30-Year Fixed	6.25%	2 ($2,000)	$50	$300	$300	$495	$3145

Universal Funding, LLC is a licensed mortgage company in the states of Maryland and District of Columbia.
©2007 Universal Funding, LLC. All Rights Reserved.
5620 St. Barnabas Rd., Suite 290, Oxon Hill, MD 20745
Phone 301.505.2515 Fax 301.505.2518 Email info@universalfundingllc.net
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