Loan amounts are based on a $150,000 loan amount unless otherwise indicated and are subject to change without notice. For loan amounts between $100,000 - $149,999 add .5 to points. For loan amounts less than $100,000 add 1 to points. Contact us for the most accurate quote. Universal Funding offers a vast array of programs and options not listed here. Please call if the loan program in which you are interested is not listed below. Although most loans are available for a 5% down payment (10% equity for refinances), APR calculation is based on a 20% down payment.

Universal Funding has no application fee. All rates are based on a 30-day lock period.

Universal Funding wants you to Avoid the Mistakes People Make When Shopping for a Mortgage. We also invite you to compare our rates and our closing costs before you make a decision.

Program	Rate	Points	APR
30-Y Fixed (up to $417,000)	0	Call	0
15-Y Fixed (up to $417,000)	0	Call	0
3/1 ARM (up to $417,000)	0	Call	0
5/1 ARM (up to $417,000)	0	Call	0
30-Y Fixed ($417,000 - $1,000,000)	0	Call	0
15-Y Fixed ($417,000 - $1,000,000)	0	Call	0
3/1 ARM ($417,000 - $1,000,000)	0	Call	0
5/1 ARM ($417,000 - $1,000,000)	0	Call	0

Universal Funding, LLC is a licensed mortgage company in the states of Maryland and District of Columbia.
©2007 Universal Funding, LLC. All Rights Reserved.
5620 St. Barnabas Rd., Suite 290, Oxon Hill, MD 20745
Phone 301.505.2515 Fax 301.505.2518 Email info@universalfundingllc.net
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